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Financing for Homeowners

Consumer loans to help you achieve homeownership goals

Trusted Mortgage Advisor
Who We Are

More Than a Lender

Herzer Financial is known and trusted as a direct, accessible lender. We consider diverse borrower profiles, including those with imperfect credit or unique financial circumstances. In an era of strict lending standards and decreasing options, we are dedicated to helping borrowers secure consumer purchase or refinance loans when they need them most.

About Us
Who We Serve

Real People, Real Funds

We're a proven partner for new and current homeowners.

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We Work with You.

Flexible credit assessments and customized solutions for borrowers with less-than-perfect credit
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Financial Setback?
We'll Get You on Track.

New home purchase and refinancing solutions for borrowers recovering from a short-sale or foreclosure
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We Make It Simple.

Tailored solutions and a streamlined loan process that address the unique financial requirements of self-employed borrowers
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Varied Income?
We've Got Options.

Suitable loan options for borrowers with irregular income patterns or deposits

How Our Loans Help You

Explore some of our common consumer loan options.

Loan Process

Fund Your Homeownership Goals

Discover the step-by-step guide to our consumer loan process.
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Application and Prequalification

Our loan officer will schedule an initial consultation to discuss your financial goals. We utilize documents such as income statements and credit reports to assess your eligibility and loan amount. From there, we work together to determine your loan options and potential interest rates.

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Processing and Underwriting

Our in-house processing guarantees efficiency. We verify documentation, including credit reports, income, and property appraisal, to assess your credit standing and property value. After approval, we finalize your loan terms and, upon closing, disburse your funds for purchase or refinance transactions.

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Closing and Disbursement

We schedule a closing appointment to sign your loan documents. For purchase loans, funds are transferred to the seller, transferring property ownership. For refinance loans, the existing mortgage is paid off and cash-out funds are disbursed to the borrower. We provide post-closing support to address any queries or concerns you may have.

Herzer Financial Blog

Lending Insights

Learn more about private real estate lending and how it can help you.

Read Our Blog

Ready to Get Funded?

Apply Today!

Complete the form below. Our loan officer will be in touch shortly to discuss your options.